Property Lending

Lending Options are explained on this page. Look at all Lending Options. See what relates to you. Read it all through taking care to understand as best you can.  Then, decide which Lending Option you think applies to you. Finally and in conclusion send us your inquiry by CLICKING HERE and completing our form. We will do the hard work for you from hereon and help you get the loan that best matches your needs.

Property Loans

Owner Occupied Home Loan

Lending of money which is largely for the purpose of residential property in which you predominately reside. In general as a borrower you will have only one principal place of residence. This is the property that you live in the majority of the time.

Investment Property Loans

Any loan that is not for the purchase of a property for use as your principal place of residence.
 
A number Reverse mortgages have been written successfully. In all cases the client was more than happy.
 
Do not be afraid of this type of mortgage lending. Always inquire and you will find they are fine.
 
It is recognised you each have different retirement needs and you may require additional funds for a range of purposes.
 
Refer to an article from ‘The Senior’ magazine by “Clicking Here“. It will help you understand the benefits.
In conclusion do the inquiry first. Find the facts. Then decide. Do not decide first. You could be missing out.
 
 

Construction Loans

A borrower may wish to buy land and construct a dwelling. Whether this is for the purpose of providing their principal place of residence or not will determine if the loan is as an owner occupied or investment one by the lender.

Developments Lending

Not normally a coded loan. Usually requires private finance for the build phase. Often able to use end market value for Loan to Value Ratio.

Home Page